home buying, decoded

the toughest decision,
made simple.

Know the home loan you can realistically get — and every rupee you will need before the bank funds anything.

Get aprvd — free

No phone number, no account.
Nothing you type leaves your device.

why own at all

Wealth you can
live in.

A home compounds. Small money controls a big asset. Every EMI builds your equity — not your landlord's. The only thing in the way is a confusing process. We remove it.

LEVERAGE

Small money, big asset

₹25L puts a ₹1Cr asset to work for you. Nothing else gives a salaried Indian this much leverage.

EQUITY

Your EMI, your wealth

Rent builds your landlord's wealth. An EMI builds yours. Every month. On autopilot.

CLARITY

See it. Then decide.

People wait years. Not because the maths fails — because no one shows it. We show it in 2 minutes.

what you walk away with

Two minutes in,
you'll hold this.

Not a lead form. A report — your true loan range, the exact cash you'll need on day one, and which lenders fit your profile. The maths the bank does behind closed doors — done for you, first.

what a ₹90L home really costs mumbai · ready to move ₹90L the price bank funds only ₹67.5L down payment ₹22.5L + ₹7.3L taxes & fees your cash · ₹29.8L
move 01 · know the real cost

What they quote isn't what you pay.

Banks fund 75–90% of the value. The rest is your cash, up front — and the taxes sit on top of that.

Stamp duty & registration: 5–11%. Cash. No bank funds it.

GST on under-construction: up to 5%. Ready homes: zero.

MODT, franking, legal: small print that adds up to a lakh.

keep scrolling — watch the real cost build

the calculator vs the sanction same person. same salary. what the online calculator said ₹1.2 cr what the sanction letter says ₹85 L the gap · ₹35 L knowable in 2 minutes — before you apply, not after.
move 02 · know your real budget

Your eligibility isn't what you think.

The calculator said ₹1.2 crore. The sanction letter says ₹85 lakh. That gap is knowable — before you apply.

Every ₹1,000 of EMI you already pay cuts ~₹1.1 lakh off your loan.

A co-applicant is your biggest lever — their income counts in full.

Your age sets your tenure, and your tenure sets your loan.

one market. many rates. where you land depends on your profile 8%18%28% your fit? banks · 8–9.5% cheapest — but strict on property & income hfcs · 9–13% flexible on property that banks reject nbfcs · 13–28% flexible on income — at a price
move 03 · pick the right lender

The bank isn't always the answer.

Tricky property? Mixed income? Banks may say no — and every 'no' dents your credit score. The right lender exists. You just need to know who — before you apply.

Don't apply blind. Each rejection makes the next lender trust you less.

Fit first, rate second. A yes at 10.5% beats a no at 8.5%.

how it works

Eight questions.
Every answer you'll need.

01

Answer, one screen at a time

Age, income, the home you want. Each answer shows you — live — what it does to your loan.

02

Watch your number move

Add a co-applicant, it rises. Add an EMI, it dips. The bank's maths, made visible.

03

Get your true report

Your real loan range, what's capping it, and every rupee of cash you'll need. No surprises left.

quiet by design

No number up front.
No spam calls. Ever.

Loan sites ask for your number first — because you are the lead they sell. We flipped it. Everything runs on your device. If you want a human at the end, share your number then. Entirely your call.

Nothing stored. Not even your name.
Zero calls you didn't ask for
opt-in callback, only if you ask

Get aprvd now,
or get surprised later.

Two minutes. Eight questions. The two numbers that decide everything.

Get aprvd — free

No phone number. Nothing leaves your device.

Built by people who spent years inside housing finance — underwriting the loans you're about to apply for.